Plan your financial investment in the crisis.
Global economic crisis that occurred during this very distressing for everyone. For that, a financial planning necessary to overcome the difficult situation such as the global crisis. With financial planning, we know to be the basic needs must be met and that the secondary does not have to be fulfilled.
Business investment should also be monitored. This can be done with the purpose of determining how to invest your money, whether that goal is a goal short-term (less than 3 years), medium-term goals (between 3 to 5 years) or long-term (more than 5 years). With the purpose of determining the investment, we can estimate the likelihood of investment loss fortune that we remove it.
When short-term goal, should we choose the money invested in the areas of business that requires no break point in a short time. For example, we opened a business with a place to rent without having to buy the place. While for the medium-term goal, we rely on our money to invest in businesses in which a little longer in getting his break even point. For example, we rent a place of business with the installments have the right building and the land business. Thus, at the time we pay off debt, we already have their own place of business.
Then, long-term investment requires a large investment. We bought a place of business in cash. So the break even point of time is slightly longer. Please select your type of investment is the best according to you.
Plan your financial investment in the crisis.
Life Insurance
Life insurance is an instrument that can be used to move the risk to the risk of death, if death occurs in the risk of someone so heirs will have a number of funds called the insurance money. In the life insurance industry in Indonesia at this time, the traditional types of insurance such as term life (life insurance measure); whole life (for life insurance), endowment (life insurance with the traditional combination of savings), and the modern life insurance policy or investment unit link even start at this time packed with a new name, such as retirement and education links and the link is not impossible name will continue to grow with the other type of link.
This type of insurance is very popular, almost all major insurance companies have these products and even some foreign insurance companies in Indonesia which have only type of product to sell without selling unit linked insurance products other traditional. Characteristic unit link life insurance benefits in addition to providing life insurance protection, while also providing the opportunity to participate directly in investment, especially (at this time) in the new mutual funds.
Auto loan for your luxury car
Everybody wants to become a proud owner of any type of automobile. At time, people pay some down payment from their own savings and borrow the rest amount through any type of auto loans without realizing the fact that they may face problem in monthly payment of installments.
This situation comes when you borrow loan haphazardly without looking at the rate of interest, amount you need, payment duration etc.
Before you borrow loan haphazardly, you must check what amount you can pay as down payment, which comes from your personal savings. After that, calculate the amount that you need from lenders as auto loan.
The second, you must undersand about the duration of auto loan. Check the sort and long duration before you sign the auto loan application.
Cash Advance
Cash Advance is the amount of money that must be paid so as a sign of the time we purchase goods with a high value. Cash advance transactions can occur on the purchase of credit and cash. Purchase with cash advance is usually done at the time of purchase selling high value goods such as houses, cars, apartments, land. While credit for the purchase of the same.
Advance so that as the purchase of goods. With the cash advance, both buyer and seller have agreed on the condition of the goods and the value of selling an item.
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